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Business Interest Rates

Rosedale Federal offers a variety of business checking and savings accounts.
 
The table below is designed to help you compare business deposit account types and give you the information you need, including applicable interest rates, to decide what works best for you.

Check out our Financial Education Center to learn more about small business essentials.
All interest rates and APYs are accurate as of .


Account Minimum Deposit to Open Minimum Balance to Obtain Annual Percentage Yield Interest Rate APY
Everyday Business $100 N/A N/A N/A
Everyday Business Plus $100 $1,500 0.100% 0.10%
Community Partnership $100 N/A N/A N/A
Business Savings1, 4 $100 $100 0.100% 0.10%
Business Money2, 3, 4 Market
(Tiered)
 
$0-$2,499 
 
At least $2,500 but less than $24,999
 
At least $25,000 but less than $49,999
 
At least $50,000 but less than $99,999
 
At least $100,000 but less than $249,999
 
At least $250,000 but less than $499,999
 
At least $500,000 but less than $999,999
 
At least $1,000,000 but less than $1,500,000 
 
$1,500,000 or more
 

 
 
 
$2,500 
 
$2,500
 
 
$2,500
 
 
$2,500
 
 
$2,500
 
 
$2,500
 
 
$2,500
 
 
$2,500
 
 
 
$2,500

 
 
 
$2,500*
 
$2,500
 
 
$25,000
 
 
$50,000
 
 
$100,000
 
 
$250,000
 
 
$500,000
 
 
$1,000,000
 
 
 
$1,500,000

 
 
 
 N/A
 
0.250%
 
 
0.399%
 
 
0.449%
 
 
0.747%
 
 
0.995%
 
 
2.078%
 
 
3.053%
 
 
 
4.018% 

 
 
 
N/A 
 
0.25%
 
 
0.40%
 
 
0.45%
 
 
0.75%
 
 
1.00%
 
 
2.10%
 
 
3.10% 
 
 
 
4.10%
For information regarding Extended FDIC Insurance, please contact our Business Banking Officer at 410.668.4400 extension 397.




Minimum balance to avoid $5 fee:  $100
2 Minimum balance to avoid $25 fee:  $2,500
Free special mini order of MMA checks
Reg D excessive withdrawals $25