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Consumer Credit Cards

CHOOSE THE CARD THAT'S RIGHT FOR YOU.

We are proud to offer our new credit card options which feature low APRs, rewards, and the local friendly service you have come to expect from us.

icon for Fast, Secure Purchases icon for Easy Payments from Your Phone icon for Zero Liability Protection icon for Easy Online Account Access icon for Convenient Ways to Pay
Fast, Secure Purchases Easy Payments from Your Phone Zero Liability Protection++ Easy Online Account Access Convenient Ways to Pay
Accepted at millions of merchants worldwide Add your card to your Google Pay™, Apple Pay® or Samsung Pay® mobile wallet.+ Stay protected in case of unauthorized transactions And 24/7 customer support. Pay your bill via automatic debit, online bill pay, at a branch or by mail.

COMPARE CREDIT CARDS


Mastercard®  Platinum 

Mastercard® Low Rate Platinum 

Mastercard®  Platinum Rewards

Mastercard®  World


Mastercard Platinum card image Mastercard Platinum card image/td> Mastercard Platinum Rewarrds card image MasterCard World card image

The low APR on our Platinum credit card allows you to consolidate and pay off debt faster. Great for transferring balances from high-rate credit cards. Turn everyday spending into cash back for a statement credit or direct deposit to your Rosedale Federal account. Easily redeemable cash back for a direct deposit to your Rosedale Federal account or statement credit to your credit card account.  

*Exclusively for Rosedale Federal deposit customers
*Exclusively for Rosedale Federal deposit customers
*Exclusively for Rosedale Federal deposit customers
*Exclusively for Rosedale Federal deposit customers
Special Introductory Offer
0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account opening1.
 
0% Intro APR for the first 6 months on purchases.** 

After the introductory period, the variable APR will be Prime + 5.74% to Prime + 13.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.**
No balance transfer1 fee for balances transferred during the first six months.  
 
Afterwards, a 1% fee, minimum of $10, applies to all balance transfers.**
0% Intro APR on balance transfers for 12 months from date of first transfer when transfers are completed within 60 days of account opening1.

After the introductory period, the variable APR will be Prime + 5.74% to Prime + 15.74% APR based on creditworthiness. A Balance transfer fee of $10 or 3% of the amount of the transfer (whichever is greater) applies.**

Earn a $50 cash back bonus once you spend $1,000 on purchases within the first 90 days of account opening.2
Earn a $500 cash back bonus once you spend $5,000 on purchases within the first 90 days of account opening.2
 

Rewards
N/A
N/A

Earn 1% cash back for every $1 spent3

No Limit to the amount of cash back earned3

Earn 3% cash back for every $1 spent on travel and dining4

Earn 2% cash back for every $1 spent on gasoline4

Earn 1% cash back for every $1 spent on all other purchases3

No limit on amount of cash back earned3





Learn more about our


PERSONAL SERVICE, PLATINUM PERKS

No matter which card you choose, you'll enjoy Rosedale Federal's exceptional local service and these valuable Mastercard® benefits:

Mastercard Global Services™ MasterRental® Coverage Identity Theft Resolution Services
You can access 24-hour assistance for lost and stolen cards, emergency card replacement and more.
For World cardholders, get insurance coverage for car rentals when you pay with your credit card.
Available 24/7 from Mastercard®.
Subject to credit approval. Ask for details.

Mastercard® is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

  1. Balance Transfers are subject to available credit.
  2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://rosedalefederal.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
  3. For details on Rewards Program, please visit https://rosedalefederal.myapexcard.com/about-rewards/rewards-terms. Terms. Rewards options are subject to change without notice.
  4. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.

+Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay™ is a registered trademark of Google LLC.