Saving money should be easy. That’s why we offer you a choice of three different savings accounts. At least one should fit you just right! See the Deposit Account Chart for fees, rates, and other details.
Check out our Financial Education Center to learn more about saving for your future.
| Feature | Everyday Savings
|
Money Market Account
|
Christmas Club |
|---|---|---|---|
| Minimum Opening Balance | $10 |
$2,500 | $1 |
| Monthly Balance to avoid fee/earn interest |
$0
|
$2,500
|
$0
|
| Fee (Minimum Balance not met) | $0 | $20 | $0 |
| Earns Interest | Yes | Yes | Yes |
| E-Statements | Yes | Yes | No |
| Digital Banking | Yes | Yes |
Balance Inquiry/
transfer in
|
| Bill Pay | Yes | Yes | No |
| Text Banking | Yes | Yes | Yes |
| Free Online Money Management Tool | Yes | Yes | Yes |
| RFSL Fees for non-RFSL ATMs* | None | None | None |
| ATM Fee Surcharge Rebate for Non-RFSL ATMs* | No | No | No |
| Overdraft Sweep Available | Yes | Yes | No |
* When you use an ATM not owned by Rosedale Federal, you may be charged a fee by the ATM Operator or any network used (including balance inquiries even if you do not complete a funds transfer). Rosedale Federal will reimburse such fees for up to the first four (4) transactions per calendar month.