Do You Practice Safe Checks?
Reports of check fraud have soared – in fact, they’ve nearly doubled since 2021, despite the fact that people are using fewer checks. Criminals are becoming more sophisticated and finding new ways to steal your hard-earned money, which is why Rosedale Federal is committed to helping you learn to use checks safely.
Here are some tips to protect yourself, just like you do when you’re on a plane:
- Use Permanent Gel Pens - Just like wearing a seatbelt when you fly, use permanent ink when you write a check to protect yourself.
- Avoid Blank Spaces - Fill those overhead bins before takeoff, and make sure you fill out every blank space on a check so criminals can't fill them in instead.
- Withhold Personal Information - The person in the middle seat doesn't need to know your whole life story, just like you don't need to add personal info to your checks.
- Review Accounts - Monitor your account activity online or in our mobile app as attentively as you await a safe arrival message from a loved one. Regular reviews ensure you quickly notice anything out of the ordinary.
- Check Your Checks - Using a digital boarding pass is easy, and so is reviewing your paid checks online and in our app, regularly. Ensure the endorsement, intended payee and amount listed are correct.
- Use Digital Payment Options - Consider switching to Rosedale Federal’s payment app or online bill pay for fast and secure payments.
- Follow Up - Just as you confirm your flight details, make sure to follow up with payees to confirm they've received and deposited your check.
For more tips, resources and videos on how to #PracticeSafeChecks, visit www.PracticeSafeChecks.com.